Personal Watercraft insurance is similar to motorcycle insurance, however it has it’s own unique needs. PWC’s come in all shapes, sizes and various speeds. A larger vessel typically needs more coverage than a jet ski or standard personal fishing boat. There are several factors that come into play when choosing the right level of insurance for your PWC.
Safety is always the top priority when operating on the water. Having peace of mind if you are involved in an incident makes all the difference. You want to make sure you, your riders and others are covered in case an incident happens.
Here are common types of insurance for Personal Watercraft:
- Bodily Injury Liability
- Property Damage Liability
- Medical Payments
- Accessory Coverage
Always practice safety when you are out on the water. The easiest way to make an insurance claim is to not have an accident. Always wear protective gear, know your surroundings and never try to navigate beyond your skill level or comfort zone.