Commercial auto insurance is very important coverage for your business. If you use one vehicle or more in your business, then you need commercial auto coverage. You will need to know how many vehicles. & Drivers so your insurance professional can properly advise you best. There are specific questions about each auto and driver, such as Vehicle Identification Number (VIN), year, make model etc., any alterations or add-on to the vehicle – such as cabinets, equipment or tools that stay with the vehicle. Drivers will need to provide date of birth, drivers license and history.
Your family or personal auto policy will exclude coverage for business use. It is very important that your insurance professional properly advises you how your commercial policy covers your car, truck, van, etc. Make sure your insurance takes advantage of all cost savings actions such as range driven & garage location, driver(s)’ records, type of vehicle and deductibles.
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